Credit score

How to get a mortgage pre-approval

Pre-Approval FAQs What are the steps to get pre-approved? As noted above, the most important steps in the pre-approval process are when your lender: Reviews your income and wealth documents Performs a credit check Writes a pre-approval letter stating how…

The Ascent’s 2022 credit card prices

Posted on January 20, 2022 Credit Card Scoring Methodology Scoring methodology To determine the best credit card rewards for 2022, experts at The Ascent evaluated accounts with our scoring model, focusing on industry factors and user benefits, including: Annual subscription…

Root Car Insurance Review for 2022

Root auto insurance attracts good drivers looking for cheaper rates. However, Root is a new startup with few published customer reviews. The lack of essential customer service data can sometimes be a deal breaker for insurance buyers when they embark…

How to apply for a business credit card

If you are a business owner, you can apply for a specific card for professional use. You can be approved for a card even if you are a sole proprietor. What if you don’t have an Employee Identification Number (EIN)?…

FHFA candidate pledges to close racial divide in homeownership

On Thursday, Senate Democrats pressed Sandra Thompson, the president’s nominee to head the Federal Housing Finance Agency, on how to leverage the agency to close the racial gap in homeownership. the property. Senate Banking Chairman Sherrod Brown, D-Ohio, said Thompson…

North Dakota Mortgage Limits in 2022

You can borrow up to $647,200 for a conforming mortgage in North Dakota, or $420,680 for an FHA mortgage. To borrow more than $647,200, you must apply for a jumbo mortgage, which has stricter eligibility requirements. Your choice between a…

Mortgage Rates Today Drop Below 3.9% | January 13, 2022

The average rate on a 30-year fixed-rate mortgage is 3.872% today, down 0.102 percentage points from yesterday. The 30-year refi rate is also lower. The rate is on average 4.026%, down 0.091 percentage point. Today’s drop breaks a four-day uptrend….

How to increase your credit score and why it matters

WINK With a new year often comes new financial goals. Many experts suggest that increasing your credit score can be a laudable goal to achieve. Just as your blood pressure or cholesterol level suggests your physical health, a high credit…

6 smart financial steps to kick off 2022

Image source: Getty Images Make sure you take care of it as soon as you can. Key points The start of a new year is a good time to improve your finances. Tasks like building up your emergency fund, paying…

How Some Americans End Up With No Credit Score Business

Is the amount of money someone earns preventing them from getting a desirable credit score? Or their race and ethnicity? The answers: No, absolutely not. Some consumers think the exact opposite, but your income, race, or ethnicity is not used…